HKHong Kong credit cards

Travel cards in Hong Kong

6 cards we cover for this market. Every card is fully linkable — apply directly with the issuer or read the Pointify review for how its points + transfers fit into the Hong Kong ecosystem.

American Express Platinum Charge (HK)
American Express
1 MR per HK$5 base
HK$8,800 annual fee
Centurion lounge global + HKG Plaza Premium First; transfers Asia Miles, KrisFlyer, BAEC.
Pointify review Apply at American Express
Citi Prestige (HK)
Citibank
5x dining / 3x flights
HK$3,800 annual fee
Strong Asia Miles + KrisFlyer transfers, Priority Pass, 4th-night-free hotels.
Pointify review Apply at Citibank
DBS Black Card
DBS
5x foreign + dining
HK$1,800 annual fee
Generous sign-up bonus + Asia Miles transfers.
Pointify review Apply at DBS
HSBC Red Credit Card
HSBC
4x online + travel
Waived annual fee
Free Priority Pass via Visa Asia + Asia Miles redemptions.
Pointify review Apply at HSBC
Cathay Amex Elite
American Express / Cathay
Earn Asia Miles directly
HK$1,800 annual fee
Status accelerators for Cathay Diamond + lounge invitations.
Pointify review Apply at American Express / Cathay
Standard Chartered Priority Banking Mastercard
Standard Chartered
2.5% online travel
Waived for Priority annual fee
Cathay status accelerator + airport lounges.
Pointify review Apply at Standard Chartered

American Express Platinum Charge (HK)

Citi Prestige (HK)

DBS Black Card

HSBC Red Credit Card

Cathay Amex Elite

Standard Chartered Priority Banking Mastercard