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Sumitomo Mitsui Card Gold (NL)

SMBC · Visa/Mastercard · ¥5,500/yr

1% base + bonus at convenience stores

Pointify take

Fee permanently waived after ¥1M annual spend; VPass points convert to ANA mileage.

Points from this card can reach

  • ANA Mileage Club

    ANA round-the-world award in business from 125K miles — among the deepest premium award sweet spots globally.

    Star AllianceProgram

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