Travel cards in United States
8 cards we cover for this market. Every card is fully linkable — apply directly with the issuer or read the Pointify review for how its points + transfers fit into the United States ecosystem.
Chase Sapphire Preferred
Chase
3x on dining, 2x on travel
$95 annual fee
The classic entry into Chase Ultimate Rewards transfers.
Chase Sapphire Reserve
Chase3x on travel + dining
$550 annual fee
Premium UR earner with Priority Pass and a $300 travel credit.
American Express Platinum
American Express
5x flights booked direct or via Amex Travel
$695 annual fee
Centurion Lounge + the deepest Amex MR transfer partner list.
American Express Gold
American Express4x dining + 4x US groceries
$325 annual fee
Best Amex MR earner for households with high grocery spend.
Capital One Venture X
Capital One2x everywhere, 10x on hotels via portal
$395 annual fee
$300 portal credit + Priority Pass + Hertz President's Circle.
Citi Strata Premier
Citi
3x travel + dining + supermarkets
$95 annual fee
Cheapest gateway to Citi TYP transfer partners.
Bilt Mastercard
Wells Fargo1x on rent payments (no transaction fee)
$0 annual fee
Only no-fee-rent-earning card; transfers 1:1 to most US partners.
Amex Business Platinum
American Express5x flights booked direct or via Amex Travel
$695 annual fee
Best for small-business travel spend.