Travel cards in India
7 cards we cover for this market. Every card is fully linkable — apply directly with the issuer or read the Pointify review for how its points + transfers fit into the India ecosystem.
- HB
HDFC Bank Infinia (Metal)
HDFC Bank
5 points per ₹150 on most spend
₹12,500 + GST annual fee
Best-in-class hotel value via SmartBuy; transfers to Air India + Singapore Airlines.
- AB
Axis Bank Magnus (Burgundy)
Axis Bank12 EDGE per ₹200 base
₹12,500 annual fee
Highest 1:1 partner-currency transfer ratio in India + 1:5 Marriott + 1:2 KrisFlyer.
- IB
ICICI Emeralde Private Metal
ICICI Bank
6 RP per ₹200 base + multipliers
₹12,499 annual fee
Unlimited domestic + international lounge access; transfers to British Airways + Etihad.
American Express Platinum Charge (India)
American Express
1 MR per ₹40 base
₹66,000 + GST annual fee
Best Centurion Lounge access in India + global Priority Pass + Taj Epicure.
- SC
SBI Card AURUM
SBI Card4 RP per ₹100 on travel
₹9,999 annual fee
Strong domestic redemptions; Club Vistara Silver bundled.
- HT
Tata Neu Infinity HDFC
HDFC / Tata5% NeuCoins on Tata brands
₹1,499 annual fee
Strong on Air India + Vistara + Taj when paid via Tata Neu; UPI-supported on RuPay.
- SC
Air India SBI Platinum
SBI Card5 reward points per ₹100 on Air India
₹1,499 annual fee
Direct Air India cobrand for Maharaja Club status accelerators.