HDFC Bank
HDFC Bank Infinia (Metal)
HDFC Bank
HDFC Bank Infinia (Metal)
5 points per ₹150 on most spend
top earn rate
Best-in-class hotel value via SmartBuy; transfers to Air India + Singapore Airlines.
India's premium card market has matured rapidly — HDFC Infinia, Axis Magnus, and ICICI Emeralde sit alongside Amex Platinum Charge as the dominant rewards vehicles.
Programs we cover
34+ loyalty programs across cards, airlines, and hotels — priced side-by-side with cash.
Card programs
Airline programs
Hotel programs
From IN, the most efficient award routings flow through Air India and their alliance partners. Below is a focused list of the programs and transfer paths that move residents between home airports and the three host countries (US, CA, MX) during the tournament window.
From India via
Tools
Search, compare cash against points, and catch deals the moment they appear — the full Pointify toolkit, localized to your market.
One search across 300 airlines and the major hotel programs, priced in INR.
See the cash fare and the points cost on the same row, so you book whichever is cheaper.
We watch fares around the clock and flag pricing errors before airlines pull them.
Track when transferable points earn a bonus to airline and hotel partners.
Find the days saver award space actually opens up across a whole month.
Pool everyone's points and split the booking so the whole party flies together.
Credit cards
Hand-picked by Pointify analysts for sign-up bonus value, transfer breadth, and on-trip benefits.
HDFC Bank
HDFC Bank Infinia (Metal)
HDFC Bank
5 points per ₹150 on most spend
top earn rate
Best-in-class hotel value via SmartBuy; transfers to Air India + Singapore Airlines.
Axis Bank
Axis Bank Magnus (Burgundy)
Axis Bank
12 EDGE per ₹200 base
top earn rate
Highest 1:1 partner-currency transfer ratio in India + 1:5 Marriott + 1:2 KrisFlyer.
ICICI Bank
ICICI Emeralde Private Metal
ICICI Bank
6 RP per ₹200 base + multipliers
top earn rate
Unlimited domestic + international lounge access; transfers to British Airways + Etihad.
American Express
American Express Platinum Charge (India)
American Express
1 MR per ₹40 base
top earn rate
Best Centurion Lounge access in India + global Priority Pass + Taj Epicure.
SBI Card
SBI Card AURUM
SBI Card
4 RP per ₹100 on travel
top earn rate
Strong domestic redemptions; Club Vistara Silver bundled.
HDFC / Tata
Tata Neu Infinity HDFC
HDFC / Tata
5% NeuCoins on Tata brands
top earn rate
Strong on Air India + Vistara + Taj when paid via Tata Neu; UPI-supported on RuPay.
SBI Card
Air India SBI Platinum
SBI Card
5 reward points per ₹100 on Air India
top earn rate
Direct Air India cobrand for Maharaja Club status accelerators.
Three ways to put miles in the air. Pick the currency that fits your situation.
Real award redemptions, hand-picked: partner business, premium economy, off-peak chart wins. Points cost shown next to today's cash fare.

British Airways direct overnight in lie-flat suites
Pay with points
100,000 Avios + ~$1,200 fees

Through Virgin Atlantic at 95,000–115,000 each way (52.5k West / 60k East)
Pay with points
105,000 Virgin Points round-trip

Turkish Miles & Smiles transfers in 1:1 from Capital One, Citi, Bilt
Pay with points
12,500 miles + ~$11

Aeroplan distance-based on AC metal (also bookable on LH/Swiss/UA/OS)
Pay with points
60,000–70,000 Aeroplan points one-way

AA partner-economy off-peak as low as 21,500 miles one-way
Pay with points
21,500 AAdvantage miles + ~$60

Current 2026 chart, KrisFlyer Saver redemption
Pay with points
~155,000 KrisFlyer miles one-way
Loyalty programs
Air India Flying Returns
Air India · Star Alliance
Air India business DEL→NYC from 90K Flying Returns one-way. Vistara absorbed 2024.
Singapore KrisFlyer
Singapore Airlines · Star Alliance
Singapore Suites BOM→SIN→SYD from 195K KrisFlyer.
Etihad Guest
Etihad Airways
Etihad First Apartments AUH→JFK from 124K Etihad Guest miles.
Qatar Privilege Club Avios
Qatar Airways · Oneworld
Qsuite DEL→DOH→JFK from 100K Avios + cash one-way.
British Airways Executive Club Avios
British Airways · Oneworld
Short-haul Avios redemptions on BA partners within Asia.
Taj InnerCircle / Epicure
Taj Hotels
Domestic Taj redemptions from 5K InnerCircle points/night.
Marriott Bonvoy
Marriott
St. Regis Goa + Ritz-Carlton Bangalore on points.
IHG One Rewards
IHG
InterContinental Chennai + Crowne Plaza Pune on points.
Hilton Honors
Hilton
Conrad Bengaluru + Hilton Goa Resort on points.
Transfer currencies
Issuer currencies that move to airline + hotel partners.
American Express
Axis Bank
HDFC Bank
ICICI Bank
Tata Digital
SBI Card
Sweet spots
Aspirational redemptions our team books from India, with the points + cash math.
Best hotel-currency transfer ratio in India — 50K Magnus EDGE → 10K Bonvoy.
Burn HDFC Reward Points at 1:1 (₹1 = 1 RP) on SmartBuy for premium hotel nights — often beats cash rate.
100K Avios + ~$200 from DEL→DOH→JFK in Qsuite — one of the best premium products bookable from India.
90K miles + taxes for one-way business, post-Vistara merger network expansion.
Note for visitors
You are viewing the India edition. Pricing, transfer ratios, and partner availability vary by issuer market.
Three ways to pay for a great stay. Pick the currency that fits your situation.
Hand-curated hotel sweet spots — cap-priced category wins, peak-night value swings, partner Marriott/Hyatt redemptions. Points cost shown next to today's cash rate.

World of Hyatt cap holds at 45k off-peak / 60k peak — vs $1,200+ cash
Pay with points
From 45,000 points/night

Bonvoy Cat 8 — 100k peak nights, 5th night on points stays comp
Pay with points
400,000 points (5 nights, 5th free)

Honors standard award rates 80–95k, 5th night free on award stays
Pay with points
~360,000 points (5 nights)

Whole-home stays for the price of a roadside Days Inn
Pay with points
15,000 points/bedroom/night

World of Hyatt 30k off-peak / 40k peak — vs $1,500+ cash for the iconic Shinjuku skyscraper Tokyo property
Pay with points
From 30,000 points/night

Bonvoy peak nights at 100k cap, 5th night on points stays comp — best value redemptions in Asia and the Maldives
Pay with points
320,000 points (5 nights)
Join travel professionals who never overpay for flights. Free account in 30 seconds.
Create Free Account