Pointify

Bilt

Bilt Mastercard

4.5/5
MastercardGood credit

Annual Fee

No Annual Fee

Point Value

2.05¢/pt

FX Fees

None

Current Signup Bonus

No traditional signup bonus — earn points on rent from day one

Apply Now

Earning Rates

1x1x on rent (up to 100,000 points/yr)
3x3x on dining
2x2x on travel
1x1x on other purchases

Pros & Cons

Pros

  • Only card that earns points on rent with no fees
  • Elite transfer partners (Hyatt, AA, United, Air Canada)
  • No annual fee
  • 1:1 transfers to top programs
  • Bilt Rent Day (1st of month) with bonus earning

Cons

  • No traditional signup bonus
  • Must make 5 transactions/month to earn points
  • Points earning limited to 100K/yr on rent
  • Newer program — still building out perks

Key Benefits & Perks

Earn on rent with no fees
Bilt Rent Day bonuses
1:1 transfer to Hyatt
Lyft credits
SoulCycle credits

Transfer Partners

Bilt Points points transfer to 14 airline and hotel loyalty programs, often at a 1:1 ratio. Transfer to maximize redemption value.

American AirlinesUnitedAir CanadaTurkish AirlinesHyattIHGMarriott BonvoyAir France/KLMVirgin AtlanticEmiratesCathay PacificHawaiian AirlinesAlaska AirlinesAvianca

Points Value Calculator

Estimate the dollar value of your Bilt Points balance based on our average 2.05¢ per point valuation.

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