Capital One
Capital One Venture X Rewards Credit Card
4.8/5
VisaExcellent creditAnnual Fee
$395/yr
Point Value
1.85¢/pt
FX Fees
None
Earning Rates
10x10x on hotels & rental cars via Capital One Travel
5x5x on flights & vacation rentals via Capital One Travel
2x2x on every other purchase
Pros & Cons
Pros
- $300 annual travel credit via Capital One Travel
- Capital One Lounge access + Priority Pass
- 10,000 anniversary miles bonus (worth $100)
- 2x on everything — no bonus category management
- Excellent transfer partners
Cons
- $395 annual fee (effectively $95 after credits)
- Must book via Capital One Travel for 10x
- Newer lounge network (fewer locations)
Key Benefits & Perks
Capital One Lounges
Priority Pass
$300 travel credit
10,000 anniversary miles
Global Entry/TSA PreCheck credit
Primary car rental coverage
Trip cancellation insurance
Transfer Partners
Capital One Miles points transfer to 13 airline and hotel loyalty programs, often at a 1:1 ratio. Transfer to maximize redemption value.
Air CanadaTurkish AirlinesEmiratesBritish AirwaysAir France/KLMSingapore AirlinesCathay PacificAviancaWyndhamAccorQantasTAP Air PortugalFinnair
Points Value Calculator
Estimate the dollar value of your Capital One Miles balance based on our average 1.85¢ per point valuation.
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