Advertiser Disclosure: Some of the card offers on this site are from companies from which Pointify Travels receives compensation. This may impact how and where products appear.
Card Comparison
Side-by-side comparison of the top travel credit cards. Signup bonuses, earning rates, transfer partners, and annual fees — filter to find the right card for you.
18
Cards Compared
8
Issuers
50+
Transfer Partners
150K
Max Signup Bonus
Advertiser Disclosure: Some of the card offers on this site are from companies from which Pointify Travels receives compensation. This may impact how and where products appear.
18 of 18 cards
Best for Premium Travel
Pointify Rating
4.9 / 5
at American Express's secure site · Terms & restrictions apply · See details
Intro offer
Up to 175,000 Membership Rewards points after spending $12,000 in the first 6 months
Annual fee
$895
eff. $95 after credits
Rewards rate
1–5x points
Bonus value
~$3,500
Best for Premium Travel
Pointify Rating
4.8 / 5
at Capital One's secure site · Terms & restrictions apply · See details
Intro offer
75,000 miles after spending $4,000 in the first 3 months
Annual fee
$395
eff. $95 after credits
Rewards rate
2–10x points
Bonus value
~$1,500
Best for Travel
Sapphire Preferred
$95/yr
Pointify Rating
4.7 / 5
at Chase's secure site · Terms & restrictions apply · See details
Intro offer
75,000 Ultimate Rewards points after spending $5,000 in the first 3 months
Annual fee
$95
Rewards rate
1–5x points
Bonus value
~$1,500
Best for Dining
Pointify Rating
4.7 / 5
at American Express's secure site · Terms & restrictions apply · See details
Intro offer
100,000 Membership Rewards points after spending $8,000 in the first 6 months
Annual fee
$325
eff. $1 after credits
Rewards rate
1–5x points
Bonus value
~$2,000
Best for Premium Travel
Sapphire Reserve
$795/yr
Pointify Rating
4.6 / 5
at Chase's secure site · Terms & restrictions apply · See details
Intro offer
150,000 Ultimate Rewards points + $500 Chase Travel credit after spending $6,000 in the first 3 months
Annual fee
$795
eff. $0 after credits
Rewards rate
1–8x points
Bonus value
~$3,500
Best for Rent
Bilt Rewards
No annual fee
Pointify Rating
4.5 / 5
at Bilt's secure site · Terms & restrictions apply · See details
Intro offer
No traditional signup bonus — earn points on rent from day one
Annual fee
$0
Rewards rate
1–3x points
Bonus value
N/A
Best for Travel
Pointify Rating
4.4 / 5
at Capital One's secure site · Terms & restrictions apply · See details
Intro offer
75,000 miles after spending $4,000 in the first 3 months
Annual fee
$95
Rewards rate
2–5x points
Bonus value
~$1,500
Best for Travel
Pointify Rating
4.3 / 5
at Citi's secure site · Terms & restrictions apply · See details
Intro offer
60,000 ThankYou Points after spending $4,000 in the first 3 months
Annual fee
$95
Rewards rate
1–3x points
Bonus value
~$1,200
Best for Airlines
Autograph Journey
$95/yr
Pointify Rating
4.2 / 5
at Wells Fargo's secure site · Terms & restrictions apply · See details
Intro offer
50,000 bonus points after spending $4,000 in the first 3 months
Annual fee
$95
Rewards rate
1–5x points
Bonus value
~$1,000
Best for Cash Back
Pointify Rating
4.1 / 5
at Citi's secure site · Terms & restrictions apply · See details
Intro offer
$200 cash back after spending $1,500 in the first 6 months
Annual fee
$0
Rewards rate
2x points
Bonus value
~$200
Best for No Annual Fee
Autograph
No annual fee
Pointify Rating
4.1 / 5
at Wells Fargo's secure site · Terms & restrictions apply · See details
Intro offer
20,000 bonus points after spending $1,000 in the first 3 months
Annual fee
$0
Rewards rate
1–3x points
Bonus value
~$400
Best for Cash Back
Pointify Rating
4 / 5
at Citi's secure site · Terms & restrictions apply · See details
Intro offer
20,000 ThankYou Points after spending $1,500 in the first 6 months
Annual fee
$0
Rewards rate
1–5x points
Bonus value
~$400
Best for Premium Travel
Altitude Reserve
$400/yr
Pointify Rating
4 / 5
at US Bank's secure site · Terms & restrictions apply · See details
Intro offer
50,000 bonus points after spending $4,500 in the first 90 days
Annual fee
$400
eff. $75 after credits
Rewards rate
1–3x points
Bonus value
~$750
Best for Travel
Pointify Rating
3.9 / 5
at American Express's secure site · Terms & restrictions apply · See details
Intro offer
40,000 Membership Rewards points after spending $3,000 in the first 6 months
Annual fee
$150
eff. $0 after credits
Rewards rate
1–3x points
Bonus value
~$800
Best for Dining
Altitude Go
No annual fee
Pointify Rating
3.9 / 5
at US Bank's secure site · Terms & restrictions apply · See details
Intro offer
25,000 bonus points after spending $1,000 in the first 90 days
Annual fee
$0
Rewards rate
1–4x points
Bonus value
~$250
Best for No Annual Fee
Pointify Rating
3.8 / 5
at Capital One's secure site · Terms & restrictions apply · See details
Intro offer
20,000 miles after spending $500 in the first 3 months
Annual fee
$0
Rewards rate
1.25–5x points
Bonus value
~$400
Best for Travel
Premium Rewards
$95/yr
Pointify Rating
3.8 / 5
at Bank of America's secure site · Terms & restrictions apply · See details
Intro offer
60,000 bonus points after spending $4,000 in the first 90 days
Annual fee
$95
Rewards rate
1.5–2x points
Bonus value
~$600
Best for No Annual Fee
Travel Rewards
No annual fee
Pointify Rating
3.7 / 5
at Bank of America's secure site · Terms & restrictions apply · See details
Intro offer
25,000 bonus points after spending $1,000 in the first 90 days
Annual fee
$0
Rewards rate
1.5x points
Bonus value
~$250
Advertiser Disclosure:Pointify Travels may receive compensation when you click on links to credit card offers on this site. This compensation may impact how and where products appear, including the order in which they are listed. Pointify Travels does not include all credit card companies or all available credit card offers. All opinions expressed are the author's alone and have not been provided, approved, or otherwise endorsed by our advertising partners. For more information, please see our Advertising Disclosure.
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