Pointify

Splitwise · built into your trip

Group trip cost splitting that actually settles up

Everything you love about Splitwise — even splits, exact amounts, percentages, shares, a live who-owes-whom, and one-tap settle up — built right into your Pointify group trip, next to the flights, hotels, and points you're already booking. One person stops fronting everything. Nobody chases Venmos.

Four ways to split any expense

Split evenly

The whole cost divided equally — down to the cent, with the remainder distributed so it always sums back to the exact total.

Exact amounts

Someone had the steak, someone had a salad. Enter exactly what each person owes; we make sure it adds up to the total.

Percentages

Split 60/40, or any mix. Enter each person’s share as a percent and Pointify allocates the cents with zero rounding loss.

Shares

Two people share a room, one’s solo? Assign shares (2, 1, 1…) and the cost divides in proportion automatically.

More than a calculator

Live “who owes whom”

Every expense re-splits instantly into a running balance per person — no spreadsheet, no manual math, no end-of-trip surprises.

Settle up in the fewest payments

Pointify computes the simplest set of transfers that squares everyone up, and lets you mark each one paid so balances actually clear.

Categories + who paid

Tag lodging, food, transport, and activities, and track who fronted what — so the treasurer isn’t chasing Venmos after the trip.

Built into the booking

Unlike a standalone app, the split lives right next to the flights, hotels, and points you’re already coordinating in the same trip.

How it works

  1. Create a trip and share one join link with the group.
  2. Add expenses as they happen — pick who paid, the category, and how to split (evenly, exact, %, or shares).
  3. Watch the balance update live: Pointify shows exactly who owes whom.
  4. Settle up with the fewest payments, and mark each one paid as it clears.

Frequently asked questions

Is this like Splitwise?

Yes — it does everything you’d expect from Splitwise (even / exact / percentage / shares splits, a live who-owes-whom balance, and settle-up), but it’s built into your Pointify group trip alongside the flights, hotels, and points you’re booking, so there’s no separate app to wrangle.

Can we split a cost unevenly?

Yes. Pick exact amounts, percentages, or shares per person on any expense. Pointify allocates every cent so the parts always add up to the exact total — no stray penny.

How does “settle up” work?

Pointify turns everyone’s balances into the smallest set of payments that squares the group up — “Sam pays Morgan $84” — and you tap to mark each one paid. Recorded payments reduce the outstanding balances so the list shrinks as people pay.

Do I need an account or app?

It’s part of Pointify group trips — create a trip, share one link, and everyone joins from the browser. Tracking expenses and splitting costs is free; Pointify earns through optional booking and points services.

Does it handle the flights too?

That’s the point — the cost split sits in the same trip as the flight search, points pooling, and itinerary voting, so a flight someone books shows up in the split automatically. See the full group-travel toolkit on the hub.

Stop fronting the whole trip

Start a group trip, add the first expense, and let Pointify handle the split and the settle-up — alongside the flights and points everyone's booking.

Start a group trip →

Or explore the full group travel toolkit.

Ready to find your best fare?

Join travel professionals who never overpay for flights. Free account in 30 seconds.

Create Free Account