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Create Free AccountThe Pointify Journal
Points strategies, fare-deal breakdowns, and the stories behind the sweet spots — written by the team that watches award space all day. Updated every week.
All 601 postsPage 19 of 50

Chase Ink Business Preferred ($95) earns 3x on broad business categories. Ink Business Cash ($0) earns 5x on $25k of office supplies + telecom. Ink Business Unlimited ($0) earns 1.5x flat. Here is when each makes sense.

Many travelers assume their premium credit card covers trip cancellation and delays. The reality: coverage varies dramatically. Here is the 2026 picture across Amex, Chase, Capital One, and Citi cards.

Most premium credit cards include rental car CDW (Collision Damage Waiver), but only some are "primary" — meaning they pay first instead of your personal auto insurance. Here is the 2026 picture.

Chase BA Visa Signature at $95 offers Travel Together Companion ticket after $30k spend. For BA-anchored travelers, this single benefit can fund a $5,000+ companion business class trip.

Southwest Companion Pass is the highest-leverage points benefit in domestic US travel — fly anywhere on Southwest with a free companion for the rest of the year and all of next. Earn it via 2 Chase Southwest credit cards.

Bank of America Alaska Visa offers an annual companion fare from $99 + taxes — one of the highest-leverage benefits in US airline cards. Combined with Alaska Mileage Plan's Cathay First sweet spot, this is a strong card.

Chase United Club Infinite at $695 includes United Club access for cardholder + companions, free first + second checked bag, Premier qualifying spend, and 4x on United purchases. Is the fee justified for regular United flyers?

Amex Marriott Bonvoy Brilliant at $650 grants auto-Platinum status with 15 elite night credits + free 85,000-point annual night. For travelers who use the credits, this card produces \$1,200+ in annual value.

Chase World of Hyatt Business at $199 offers a free annual night up to 75,000 points + 4x Hyatt earning + Discoverist status. For small-business owners with Hyatt-anchored travel, this is one of the strongest hotel business cards.

Chase Iberia Plus Visa Signature at $95/year offers Iberia Plus Avios, free first checked bag, and 3x Iberia earning. For travelers who book Iberia metal trans-Atlantic, the lower YQ pass-through is the key advantage.

The Amex Trifecta is the points-traveler's shorthand for holding Amex Platinum + Gold + Green simultaneously. Combined fees: \$1,170. Combined annual benefit value: \$2,000+. Here is the 2026 case for the stack.

The Chase Trifecta combines Sapphire Reserve's 1.5\u00a2/point Chase Travel value + Freedom Unlimited's 1.5x flat earn + Freedom Flex's 5x rotating categories — all earning Chase Ultimate Rewards. Here is the 2026 case.
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