American Express
Amex Cobalt
American Express
Amex Cobalt
5x on dining + groceries
top earn rate
Best earn rate on Amex MR-CA from any single card.
Aeroplan-led: Star Alliance plus a dozen non-alliance partners (Etihad, Emirates, GOL, Virgin Atlantic) — all bookable from one Air Canada balance. Amex MR Canada is the deepest transfer currency.
Programs we cover
34+ loyalty programs across cards, airlines, and hotels — priced side-by-side with cash.
Card programs
Airline programs
Hotel programs
Canada hosts 2 of 16 World Cup 2026 venues (Vancouver and Toronto). Aeroplan covers both cities directly + from every Canadian hub, with award space typically released at T-355 and T-14 days. Amex MR Canada and TD/CIBC Aeroplan cards are the fastest paths to award inventory.
Canada host venues
Vancouver
BC Place
Toronto
BMO Field
Tools
Search, compare cash against points, and catch deals the moment they appear — the full Pointify toolkit, localized to your market.
One search across 300 airlines and the major hotel programs, priced in CAD.
See the cash fare and the points cost on the same row, so you book whichever is cheaper.
We watch fares around the clock and flag pricing errors before airlines pull them.
Track when transferable points earn a bonus to airline and hotel partners.
Find the days saver award space actually opens up across a whole month.
Pool everyone's points and split the booking so the whole party flies together.
Credit cards
Hand-picked by Pointify analysts for sign-up bonus value, transfer breadth, and on-trip benefits.
American Express
Amex Cobalt
American Express
5x on dining + groceries
top earn rate
Best earn rate on Amex MR-CA from any single card.

American Express
3x dining + 2x travel
top earn rate
Centurion Lounge + Priority Pass + MR transfer to Aeroplan 1:1.
TD
TD Aeroplan Visa Infinite
TD
1.5x grocery + gas + Air Canada
top earn rate
Free first checked bag for cardholder + 9 companions.
CIBC
CIBC Aventura Visa Infinite
CIBC
2x travel via portal
top earn rate
Aventura transfers to Aeroplan + Cathay Asia Miles.
RBC
RBC Avion Visa Infinite
RBC
1.25x travel
top earn rate
Avion transfers to Aeroplan, BA Avios, Cathay Asia Miles.
Scotia
Scotia Passport Visa Infinite
Scotia
3x grocery + transit
top earn rate
No FX fee + 6 Priority Pass lounge visits.
BMO
BMO Eclipse Visa Infinite Privilege
BMO
5x dining + groceries + gas + transit
top earn rate
BMO Rewards transfers to Aeroplan at 1.5:1.
Three ways to put miles in the air. Pick the currency that fits your situation.
Real award redemptions, hand-picked: partner business, premium economy, off-peak chart wins. Points cost shown next to today's cash fare.

British Airways direct overnight in lie-flat suites
Pay with points
100,000 Avios + ~$1,200 fees

Through Virgin Atlantic at 95,000–115,000 each way (52.5k West / 60k East)
Pay with points
105,000 Virgin Points round-trip

Turkish Miles & Smiles transfers in 1:1 from Capital One, Citi, Bilt
Pay with points
12,500 miles + ~$11

Aeroplan distance-based on AC metal (also bookable on LH/Swiss/UA/OS)
Pay with points
60,000–70,000 Aeroplan points one-way

AA partner-economy off-peak as low as 21,500 miles one-way
Pay with points
21,500 AAdvantage miles + ~$60

Current 2026 chart, KrisFlyer Saver redemption
Pay with points
~155,000 KrisFlyer miles one-way
Loyalty programs
Air Canada Aeroplan
Air Canada · Star Alliance
Stopover for 5,000 points on roundtrips — the headline sweet spot in the Aeroplan world.
WestJet Rewards
WestJet
WestJet $ rewards dollars are 1:1 with CAD on WestJet bookings.
Porter VIPorter
Porter Airlines
VIPorter PassportPlus — cheapest domestic upgrade path.
British Airways Avios
British Airways · Oneworld
Short-haul Cathay flights inside Asia from 6,000 Avios.
Flying Blue (Air France / KLM)
Air France-KLM · SkyTeam
Promo Awards drop monthly with 25-50% off.
Marriott Bonvoy
Marriott
5th night free on award stays.
World of Hyatt
Hyatt
Cat 1-4 awards priced around 3,500–15,000 points.
IHG One Rewards
IHG
4th night free on award stays for Premier cardholders.
Transfer currencies
Issuer currencies that move to airline + hotel partners.
American Express
RBC
CIBC
BMO
Sweet spots
Aspirational redemptions our team books from Canada, with the points + cash math.
Adds up to a 45-day stopover at one of Air Canada's 80+ hub cities en route. Effectively a free second destination on every long-haul award.
Any Aeroplan partner itinerary
Book this redemptionANA First Class round-trip from 87.5K Aeroplan points each way using the Aeroplan partner chart — the headline aspirational redemption out of Canada.
ANA First Class · 7,000 mi each way
Book this redemptionBMO Eclipse Visa Infinite Privilege earners boost effective Aeroplan accumulation by 50% on every transfer — turns a 5x category into a real 7.5x.
Transfer multiplier — applies to any Aeroplan redemption
Book this redemptionStay 5 nights on points, only pay for 4 — works on every redemption tier including peak-season Ritz-Carlton and St. Regis properties.
5-night award · Ritz / St. Regis tier example
Book this redemptionVancouver (BC Place) and Toronto (BMO Field) host group-stage matches; Aeroplan covers both directly and from every Canadian hub, with award space typically released at T-355 days and T-14 days.
YYZ ↔ YVR domestic award · economy
Book this redemptionNote for visitors
You are viewing the Canada edition. Pricing, transfer ratios, and partner availability vary by issuer market.
Three ways to pay for a great stay. Pick the currency that fits your situation.
Hand-curated hotel sweet spots — cap-priced category wins, peak-night value swings, partner Marriott/Hyatt redemptions. Points cost shown next to today's cash rate.

World of Hyatt cap holds at 45k off-peak / 60k peak — vs $1,200+ cash
Pay with points
From 45,000 points/night

Bonvoy Cat 8 — 100k peak nights, 5th night on points stays comp
Pay with points
400,000 points (5 nights, 5th free)

Honors standard award rates 80–95k, 5th night free on award stays
Pay with points
~360,000 points (5 nights)

Whole-home stays for the price of a roadside Days Inn
Pay with points
15,000 points/bedroom/night

World of Hyatt 30k off-peak / 40k peak — vs $1,500+ cash for the iconic Shinjuku skyscraper Tokyo property
Pay with points
From 30,000 points/night

Bonvoy peak nights at 100k cap, 5th night on points stays comp — best value redemptions in Asia and the Maldives
Pay with points
320,000 points (5 nights)
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