Pointify

Bank of America

Bank of America Premium Rewards Credit Card

3.8/5
VisaGood credit

Annual Fee

$95/yr

Point Value

1¢/pt

FX Fees

None

TravelCash Back

Current Signup Bonus

60,000 bonus points after spending $4,000 in the first 90 days

~$600 value

Apply Now

Earning Rates

2x2x on travel
2x2x on dining
1.5x1.5x on everything else

Pros & Cons

Pros

  • Up to 75% bonus with Preferred Rewards program
  • $100 airline incidental credit
  • Global Entry/TSA PreCheck credit
  • Solid 1.5x base earning rate

Cons

  • $95 annual fee
  • Points not transferable to airlines/hotels
  • Best value requires BofA banking relationship

Key Benefits & Perks

$100 airline incidental credit
Global Entry/TSA PreCheck credit
Preferred Rewards bonus (up to 75%)

Points Value Calculator

Estimate the dollar value of your Bank of America Points balance based on our average 1¢ per point valuation.

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