Pointify

Bank of America

Bank of America Travel Rewards Credit Card

3.7/5
VisaGood credit

Annual Fee

No Annual Fee

Point Value

1¢/pt

FX Fees

None

Current Signup Bonus

25,000 bonus points after spending $1,000 in the first 90 days

~$250 value

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Earning Rates

1.5x1.5x unlimited on every purchase

Pros & Cons

Pros

  • No annual fee
  • 1.5x on everything — no categories to manage
  • Up to 75% bonus with Preferred Rewards
  • 0% intro APR for 15 billing cycles

Cons

  • Points not transferable to partners
  • Lower earning than category-specific cards
  • Redemption only through BofA travel portal

Key Benefits & Perks

0% intro APR for 15 billing cycles
No foreign transaction fees
Preferred Rewards bonus (up to 75%)

Points Value Calculator

Estimate the dollar value of your Bank of America Points balance based on our average 1¢ per point valuation.

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