Citi
Citi Custom Cash Card
4/5
MastercardGood creditAnnual Fee
No Annual Fee
Point Value
1¢/pt
FX Fees
3%
Current Signup Bonus
20,000 ThankYou Points after spending $1,500 in the first 6 months
~$400 value
Apply NowEarning Rates
5x5x on your top eligible spend category each billing cycle (up to $500)
1x1x on all other purchases
Pros & Cons
Pros
- Automatic 5% back on top spend category
- No annual fee
- ThankYou Points transferable when paired with Premier/Prestige
- No category activation required
Cons
- 5x capped at $500/billing cycle
- Points only transferable with a premium Citi card
- Only useful as a companion card
Key Benefits & Perks
0% intro APR for 15 months
Citi Entertainment access
Points Value Calculator
Estimate the dollar value of your ThankYou Points balance based on our average 1¢ per point valuation.
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