Pointify
Citi Double Cash Card card

Citi

Citi Double Cash Card

4.1/5
MastercardGood credit

Annual Fee

No Annual Fee

Point Value

1¢/pt

FX Fees

3%

Cash BackNo Annual FeeEveryday

Current Signup Bonus

$200 cash back after spending $1,500 in the first 6 months

~$200 value

Apply Now

Earning Rates

2x2% cash back (1% on purchase + 1% on payment)

Pros & Cons

Pros

  • Flat 2% on everything with no cap
  • No annual fee
  • ThankYou Points transferable when paired with Premier
  • Simple — no categories to track

Cons

  • Must pay balance to earn the second 1%
  • No signup bonus unless promotional offer
  • Foreign transaction fees

Key Benefits & Perks

0% intro APR for 18 months on balance transfers
Citi Entertainment access

Points Value Calculator

Estimate the dollar value of your ThankYou Points balance based on our average 1¢ per point valuation.

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