Earning Rates
3x3x on restaurants
3x3x at supermarkets
3x3x at gas stations
3x3x on air travel
3x3x on hotels
1x1x on everything else
Pros & Cons
Pros
- Broad 3x categories cover most daily spending
- Excellent transfer partners (Turkish, Singapore, Qatar)
- No foreign transaction fees
- Annual hotel savings benefit
Cons
- $95 annual fee
- No lounge access
- Transfer partners less intuitive to use
Key Benefits & Perks
Annual hotel savings benefit
Trip interruption protection
Worldwide car rental insurance
Transfer Partners
ThankYou Points points transfer to 15 airline and hotel loyalty programs, often at a 1:1 ratio. Transfer to maximize redemption value.
Turkish AirlinesSingapore AirlinesQatar AirwaysCathay PacificVirgin AtlanticAir France/KLMEtihadEVA AirAviancaThai AirwaysQantasJetBlueWyndhamAccorChoice Hotels
Points Value Calculator
Estimate the dollar value of your ThankYou Points balance based on our average 1.9¢ per point valuation.
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