Wells FargoVISA
Autograph
No annual fee
Wells Fargo
Wells Fargo Autograph Card
4.1/5
VisaGood creditAnnual Fee
No Annual Fee
Point Value
1.5¢/pt
FX Fees
None
Current Signup Bonus
20,000 bonus points after spending $1,000 in the first 3 months
~$400 value
Apply NowEarning Rates
3x3x on restaurants
3x3x on travel
3x3x on gas stations
3x3x on transit
3x3x on streaming
1x1x on everything else
Pros & Cons
Pros
- No annual fee with broad 3x categories
- Excellent for everyday spending
- Cell phone protection
- No foreign transaction fees
Cons
- Limited transfer partner options
- Lower point valuations than Chase/Amex
- No lounge access
Key Benefits & Perks
Cell phone protection
0% intro APR for 12 months
No foreign transaction fees
Transfer Partners
Wells Fargo Rewards points transfer to 7 airline and hotel loyalty programs, often at a 1:1 ratio. Transfer to maximize redemption value.
Air France/KLMBritish AirwaysEmiratesVirgin AtlanticAer LingusChoice HotelsWyndham
Points Value Calculator
Estimate the dollar value of your Wells Fargo Rewards balance based on our average 1.5¢ per point valuation.
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