Pointify

Wells Fargo

Wells Fargo Autograph Card

4.1/5
VisaGood credit

Annual Fee

No Annual Fee

Point Value

1.5¢/pt

FX Fees

None

Current Signup Bonus

20,000 bonus points after spending $1,000 in the first 3 months

~$400 value

Apply Now

Earning Rates

3x3x on restaurants
3x3x on travel
3x3x on gas stations
3x3x on transit
3x3x on streaming
1x1x on everything else

Pros & Cons

Pros

  • No annual fee with broad 3x categories
  • Excellent for everyday spending
  • Cell phone protection
  • No foreign transaction fees

Cons

  • Limited transfer partner options
  • Lower point valuations than Chase/Amex
  • No lounge access

Key Benefits & Perks

Cell phone protection
0% intro APR for 12 months
No foreign transaction fees

Transfer Partners

Wells Fargo Rewards points transfer to 7 airline and hotel loyalty programs, often at a 1:1 ratio. Transfer to maximize redemption value.

Air France/KLMBritish AirwaysEmiratesVirgin AtlanticAer LingusChoice HotelsWyndham

Points Value Calculator

Estimate the dollar value of your Wells Fargo Rewards balance based on our average 1.5¢ per point valuation.

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