Ready to find your best fare?
Join travel professionals who never overpay for flights. Free account in 30 seconds.
Create Free AccountJoin travel professionals who never overpay for flights. Free account in 30 seconds.
Create Free AccountThe Pointify Journal
Points strategies, fare-deal breakdowns, and the stories behind the sweet spots — written by the team that watches award space all day. Updated every week.
All 604 postsPage 27 of 50

For HSA/FSA-eligible medical expenses, paying via HSA/FSA debit card produces pre-tax savings (10-30%) that almost always exceed credit card rewards (2-5%). For non-eligible medical spending, U.S. Bank Cash+ Medical Services 5% is the cleanest path.

Lufthansa rolled out Allegris on the new A350 fleet starting in 2024. The four cabin classes — Allegris First, Business Suite, Business Class, Premium Economy — represent a meaningful upgrade. The catch: Allegris First is currently NOT bookable on partner miles.

Qatar Airways operates the most-loved business class product in commercial aviation (QSuite), one of the strongest network coverages from the Middle East, and competitive premium-economy + first class options. AAdvantage at 70,000 miles + ~$200 YQ each way is the cleanest US-Doha path.

Etihad Guest devalued in September 2025 — bringing US-Abu Dhabi business class to ~85,000 miles + ~$100-$200 YQ. Etihad Guest reaches all 5 major flexible-points currencies but the value has shifted meaningfully vs pre-2025.

Amex Membership Rewards has the deepest international airline transfer-partner map (18+ partners). Chase Ultimate Rewards has the strongest hotel access (Hyatt + United + Southwest exclusivity). Most points travelers hold both. Here is the 2026 head-to-head.

Cents-per-point (CPP) is the universal metric for evaluating points redemptions. CPP = (cash value of redemption / points used) × 100. The framework lets you compare disparate redemptions on a single value scale. Here is the 2026 guide.

Sign-up bonuses are the highest-leverage way to earn points. A typical 60,000-100,000+ point sign-up bonus equals 6-12 months of normal earning. Here is the 2026 framework for hitting bonus thresholds and optimizing the timing.

Cell phone protection is one of the most-valuable credit card benefits — a single replacement claim can save \$500-\$1,500 vs cash. Most premium cards include some coverage. Here is the 2026 picture.

Three premium co-brand cards compete at $550-$895: Amex Hilton Aspire ($550, auto-Diamond), Amex Marriott Brilliant ($650, free 85k night), United Club Infinite ($895, lounge access). Which is the best value?

ANA Mileage Club is the home program for All Nippon Airways. The program publishes one of points travel's strongest fixed charts including the Round-the-World Award (200,000-280,000 miles for business class) and ANA First Class US-Tokyo at 165,000 miles round-trip.

Japan Airlines Mileage Bank publishes a fixed regional chart with off-peak / standard / peak tiers. JAL Sky Suite Asia 1 off-peak at 60,000 miles each way US-Tokyo is one of the cheapest premium-cabin redemptions in points travel.

Korean Air SKYPASS lost its Chase Ultimate Rewards transfer partnership in August 2018 and Marriott Bonvoy partnership in June 2024. The program is now reachable only from a few non-major paths. Korean Air First Class on the 747-8 remains an aspirational redemption.
The Pointify Briefing
New posts, fare alerts, and points strategies — delivered weekly by the team that watches award space all day.
Weekly · No spam · Unsubscribe anytime