Australia's market runs on two airline currencies: Qantas Frequent Flyer (part of Oneworld) and Virgin Australia Velocity. Both let you book with cash or points depending on which is cheaper.
Transferable points vs. co-brands
American Express Membership Rewards (Australia) is the flexible currency, moving to Qantas, Velocity and other partners. Co-branded cards like the Qantas Amex Ultimate and Velocity Platinum Amex earn directly into each programme, while bank cards (NAB Rewards, Westpac Altitude) keep your options open.
Cash or points — always compare
Check the cash fare against the points cost for the same flight before booking. Pointify shows both in Australian dollars so you always pay the lower one.
Where to start
- Pick your home airport (SYD, MEL, BNE, PER) and usual routes.
- Choose a card whose currency reaches Qantas or Velocity — whichever serves you.
- Earn with a real trip as the target.
Redeem well; don't just hoard.
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